Personal Contract Purchase (PCP) - Coast2Coast Cars

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Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP)

One of the latest options that’s become available when purchasing a car is personal contract purchase. This is a vehicle finance agreement available to individuals which covers the cost of the depreciation value of a new car. You simply make monthly payments for an agreed period then when this expires you have 2 choices, either pay a lump sum to purchase the car or hand the car back. You pay an initial deposit then agree on a period usually 24, 36 or 48 months.

The key features of this are you receive a minimum guaranteed future value of your vehicle. Fixed monthly payments. You agree on a mileage allowance at the start of your contract. You can add any extras such as maintenance packages with the Oceanside auto repair shop to ensure you are fully covered for repairs, wear and tear or any unforeseen incidents. Vehicle tax is also included as well. So no worrying every 6 months if you can find your MOT certificate or insurance documents.

Benefits of purchasing a vehicle using personal contract purchase include the following:

  • Initial low rental period.
  • Fixed monthly payment terms so easier to budget your income.
  • You can include the maintenance of the car.
  • The resale value of the car at the end of the period is guaranteed.
  • Ownership of the vehicle passes to you should you wish to do so at the end of the contract and when a final agreed payment is made.
  • Enables you to drive the car of your choice and maybe purchase a better make and model or spec of vehicle then you could originally afford.

At the end of your contract period you can return the car to the company, pay a lump sum to finish purchasing the car or refinance the final balloon payment. Here at Coast2Coast Cars we offer a range of vehicles to suit all tastes and budgets. All mostly brand new and the latest versions. A personal contract purchase agreement gives you the flexibility to decide if you want to own the vehicle at the end of your agreement period.

Coast2Coast cars work directly with an exclusive range of nationwide deals who offer the latest deals and makes of vehicles all available to yourself as a personal customer. We offer a complete range of deals to help you finance your next new car. Using our online car choice facility you can easily see what your estimated monthly costs would be after you have selected the various options such as car make, model, spec and anticipated mileage. You then simply contact our experienced advisors to discuss your plan and we can answer any questions you may have. You are under no obligation at any point to take up the plan.

Personal contract purchase is also known as PCP can be an excellent method of funding a new vehicle when you originally thought it was out of your budget. You can choose from the full range of makes and model of vehicles including hatchbacks, coupes, SUV’s and more. There is a make and model to suit all tastes, requirements but more importantly budgets.

Our personal contract purchase advisors can easily find you the best deals online, and working direct with the dealers nationwide we have access to new and updated deals that are added daily to our portfolio. PCP is fast becoming one of the most popular methods to finance your next car, due to the flexibility the plans can offer.

Coast2Coast Cars: The best deals on the web for your new car.